(Photo: Getty Images/iStockphoto) You probably know your monthly bills can impact your credit, as late payments or accounts in collections can land on your credit report and bring down your credit score. But are you aware your credit score can affect the payment amount on a number of your monthly bills? Here are seven monthly...Read More
Credit scores are easier to access than ever, but according to a new NerdWallet survey, 11% of Americans have never checked theirs. Harris Poll and NerdWallet surveyed more than 2,000 Americans about their knowledge of bad credit and credit scores. We found widespread misconceptions about credit scores and the factors that influence them. We also...Read More
By Jill Chodorov Kaminsky April 11 If you’re planning to take a loan out on your 401(k) to purchase a home, you better check with your employer first. Your employer’s rules on borrowing from your retirement funds might be tougher than those of the Internal Revenue Service. In a recent transaction, my buyer client learned...Read More
When applying for a mortgage, you shouldn’t do anything that will cause a bank to question your ability to repay the loan. You don’t need perfect finances to get a mortgage, but it’s in your best interest to have a basic understanding of loan requirements. The more you know, the less likely you are to...Read More
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