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Your mortgage may come with a 15- or 30-year term attached to it, but that doesn’t mean you have to wait that long to pay it off. In fact, if you have the funds or the will to make it happen, you can pay off your mortgage much sooner than that. But is prepaying on...
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So you found your dream home. You’re ready to put down an offer, pack your things and make that place your own. It’s natural to be excited about finding a great property, but don’t submit that bid just yet. Even if your initial home tour went swimmingly, things aren’t always what they seem. Ask your...
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Sarah Rae Smith We’ve learned the hard way that there are some very important things that should be checked before signing the papers to buy a new home. Of course, you’ll have a professional do an inspection and look over the place to make sure the home is termite and flood damage free, but these...
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Make Sure You’re Pre-Approved Before Looking at Homes If you are a first time home buyer or have been renting for quite a while, one of the most important first steps in your quest for home ownership is getting pre-approved for a mortgage. The pre-approval indicates to the person you will be buying the home...
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Student loans are a stumbling block for many young Americans interested in homeownership. In many cases, these loans increase their debt-to-income ratio to a point where they can’t qualify for a mortgage. Others may simply be unwilling to take on a mortgage while paying back student loans. But some people have taken the plunge into...
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