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Sarah Rae Smith We’ve learned the hard way that there are some very important things that should be checked before signing the papers to buy a new home. Of course, you’ll have a professional do an inspection and look over the place to make sure the home is termite and flood damage free, but these...
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Make Sure You’re Pre-Approved Before Looking at Homes If you are a first time home buyer or have been renting for quite a while, one of the most important first steps in your quest for home ownership is getting pre-approved for a mortgage. The pre-approval indicates to the person you will be buying the home...
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Student loans are a stumbling block for many young Americans interested in homeownership. In many cases, these loans increase their debt-to-income ratio to a point where they can’t qualify for a mortgage. Others may simply be unwilling to take on a mortgage while paying back student loans. But some people have taken the plunge into...
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