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We Simplify the Process

1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available that enables you to make sound financial decisions.

We Are Experts in This Field

1st Phase Mortgage was founded in 2014, and is owned and operated by Paul Barranco the Senior Loan Officer who has over 20 years experience in the Mortgage and finance Industry. Our staff of experienced financial professionals is here to help you fulfill your financial goals and dreams. If you have questions about the mortgage process you can call or visit us at our office. We also have a convenient online application that can get you started on your journey to home ownership.

Clients’ Testimonials

  • One of the best out there!!!! Worked really hard to get my financial situation in check and when it was time to get a financial mortgage for me and my girls, my realtor highly recommended him!! Very knowledgeable and willing to work with you!! Could have not have bought our house without his help!! Even after a month in the new house, we talk regularly!! […]

    Thomas Carpenter
  • Paul Barranco is by far the best loan officer I’ve worked with. 1st Phase Mortgage works with you night and day to make your loan process go as smoothly as possible. If you are a Realtor, this is the place to bring your clients if you want to get the job done.

    Andre Weber
  • I’d like to give you, Jorden a SUPER THANK YOU for your help in purchasing a house! It was a road un-traveled road for us, but you and your team made the process easy. Jorden Mumphrey you get a gold star, smiley face, 100% from me!!! I’ll gladly refer any new potential home buyers your way! P.S. I like how your site gives knowledge on what to do to prepare for buying a home.

    LaDonna Moe

See Our Calculators

Want to calculate your estimated monthly payment, find out how much you can borrow, or see what your payment schedule can look like?

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