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Learn more about our products
FHA
600 Minimum FICO
Refer/Eligible Manual UW OK
W-2 Paystub only
No tradelines with AUS Approve/Eligible
Primary borrowers with 1 FICO OK
Non FICO Co-Borrowers OK
Manufactured Homes
Cash-Out Refis to 80% LTV
Non-owner streamlines OK
VA
580 Minimum FICO
Cash-Out Refi to $1 Million
Refer/Eligible Manual UW OK
W2 & Paystube Only
No DTI cap with AUS
IRRRLs: No AVM / No Appraisal
IRRRLs: N/O/O OK
Manufactured Homes OK
USDA
580 Minimum FICO
Manufactured Homes
Max LTV/CLTV 100%*
Manual UW OK
No DTI overlay on GUS approve/eligible
24/41 Max DTI manual underwrites
Purchase or R/T Refi**
*CLTV can exceed 100% to include the financed guarantee fee
**R/T Refis of existing GRH loans only
Conventional
620 Minimum FICO
Premier Conv. extremely competitive rates
1 Yr tax returns self-employed w/ AUS OK
97% LTV w/ 620 FICO
High Balance to 95% LTV w/ 620 FICO
W-2 & Paystub only
N/O/O – No landlord history required
Up to 10 financed properties
Manufactured Homes
100% Gift Funds OK
85% LTV on N/O/O purchases
Appraisal/PIW/Drive by Appraisals OK
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