September 2020
When lenders review your application, they like to see consistency in your finances. Here are six things you shouldn’t do when applying for a mortgage: Do not make major purchases like furniture, appliances, jewelry, vehicles or vacations Don’t change or quit your job Consult with your mortgage professional before withdrawing, depositing or moving large amounts...
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Today’s adjustable-rate mortgages are a lot different than they were in the past. And they may be the best choice for your purchase or refinance. ARMs are smarter. Here’s why: Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate? With an ARM, more of your...
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