By

Paul Barranco
When applying for a mortgage, you shouldn’t do anything that will cause a bank to question your ability to repay the loan. You don’t need perfect finances to get a mortgage, but it’s in your best interest to have a basic understanding of loan requirements. The more you know, the less likely you are to...
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Student loans are a stumbling block for many young Americans interested in homeownership. In many cases, these loans increase their debt-to-income ratio to a point where they can’t qualify for a mortgage. Others may simply be unwilling to take on a mortgage while paying back student loans. But some people have taken the plunge into...
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If you can’t move, renovate. Fast-rising home prices and a record-low number of homes for sale have a lot of homeowners choosing to stay put — and put in a new bathroom or update the kitchen. Higher home values also mean they have more cash to take out of their homes. With mortgage rates so...
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The right outdoor lighting can redefine a property, adding not only safety and security but expanding the use of the yard and beautifying the space. Whether starting from scratch or retrofitting an existing yard, the most important trend today is installing LED lights. LED lights (light-emitting diodes) are energy-efficient, versatile and will reduce maintenance. Although...
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Enjoying a warm, cozy fire requires a clean, safe fireplace. Here are some tips for keeping it that way: Fireplaces should not be used as furnaces. Use a fireplace for a short-duration fire — no longer than five hours.Keep the glass open to allow air to be drawn up to cool the chimney, but keep...
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Home is no longer just about personal retreat and comfort — more and more, we are seeing people place a high value on how well it can serve and entertain family and friends. According to real estate agents across the Mid-Atlantic, outdoor living and entertainment spaces are gaining momentum as the next big trend and...
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Certain pillars of adulthood feel more achievable than others: finally learning how to hang a gallery wall, say, or flossing. Homeownership, on the other hand, remains a pipe dream so bewildering that the mere idea is as unrealistic as joining the ranks of people who know where to find the “portico.” (In the bathroom, right?...
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Sarah Rae Smith We’ve learned the hard way that there are some very important things that should be checked before signing the papers to buy a new home. Of course, you’ll have a professional do an inspection and look over the place to make sure the home is termite and flood damage free, but these...
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Whether you’re motivated by financial benefits or lifestyle perks, moving to a smaller space can be a smart idea with lasting benefits. Ready to start this daunting but exciting task? Here are some tips to help you seamlessly and successfully downsize your home: Start early. While it’s not always possible, you’ll fare better if you...
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After much consideration, you settled on a mortgage to help buy your home. Now that you’re a proud homeowner, you may eventually find yourself in the position to need or want a second mortgage. Here’s what you need to know: Reasons to Get a Second Mortgage Although this is not a complete list of reasons...
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